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Real Property

Residential, commercial real estate & brick-and-mortar assets

Australia's most beloved asset class — model the real numbers behind the emotion and know your yield before you buy.

Tools & Calculators

6 tools operational

Rental Yield Calculator
Yield
Annual rent Purchase price Gross yield % Net yield %
Quick guideGross yield = annual rent ÷ purchase price. Net yield deducts rates, insurance, management fees, and maintenance. A net yield below 3% in most Australian markets means negative gearing.
Negative Gearing Model
Tax
Rental income Interest expense Tax saving
Quick guideCalculate the annual tax saving from negative gearing at your marginal rate. Negative gearing is a tax deferral strategy — the deferred tax is recaptured as a CGT reduction when you sell.
Stamp Duty & Purchase Costs
Costs
State-based duty Legal fees Total upfront cost
Quick guideStamp duty varies by state. Enter the purchase price and state to calculate the full upfront cost including duty, conveyancing, building inspection, and LMI (if LVR > 80%).
Property vs Shares Comparison
Compare
After-tax return Leverage effect Risk-adjusted
Quick guideCompare the after-tax, after-cost return of a leveraged investment property against an equivalent investment in diversified shares. Factor in leverage, liquidity, and management time.
Capital Growth Projector
Growth
Growth rate % Years held Estimated value
Quick guideProject future property value at assumed annual growth rates (conservative 4% / base 6% / optimistic 8%). Remember: growth is only realised on sale — it does not improve cashflow.
Depreciation Schedule Estimator
Depreciation
Building write-off Plant & equipment Annual deduction
Quick guideEstimate Division 43 (building) and Division 40 (plant and equipment) deductions for a rental property. Post-2017 properties cannot claim depreciation on second-hand plant and equipment.

Rental Yield Calculator

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Analysis Summary
Annual rent$0
Gross Rental Yield0.00%
Net Rental Yield0.00%

Negative Gearing Model

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Analysis Summary
Annual Interest Expense$0
Net Taxable Profit/Loss$0
Estimated Annual Tax Saving$0
Net Out-of-Pocket Cashflow$0

Stamp Duty & Purchase Costs

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Analysis Summary
Calculated Stamp Duty$0
Transfer & Registration Fees$250
Total Upfront Capital Required$0

Property vs Shares Comparison

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Yrs
Analysis Summary
Leveraged Property Value (5x Leverage)$0
Unleveraged Shares Value (1x Leverage)$0
Leverage Multiplier Dynamic Advantage$0

Capital Growth Projector

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Yrs
Analysis Summary
Conservative Performance (4% p.a.)$0
Base Case Outlook Scenario (6% p.a.)$0
Optimistic Performance (8% p.a.)$0

Depreciation Schedule Estimator

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Analysis Summary
Div 43 Capital Works Claims Allowance (2.5%)$0
Div 40 Plant Deductions Estimate (Year 1 Diminishing)$0
Total Estimated First Year Claim Allocation$0